Does Dave Work With Cash App, Chime or PayPal?
No for Cash App, PayPal, Credit Karma and most prepaid cards: SuperMoney reports Dave says it doesn't support them. You need a regular U.S. bank account that receives at least three recurring deposits, plus Dave's own ExtraCash account and Dave Checking. We could not verify Chime compatibility from a primary source, so check in the app when linking.
Dave won't link your bank? Lenders in our network may accept more account types. Free to check.
Check my loan offers →Compatibility at a glance
| Account | Status | Source |
|---|---|---|
| Cash App | Not supported | SuperMoney, citing Dave |
| PayPal | Not supported | SuperMoney, citing Dave |
| Credit Karma Money | Not supported | SuperMoney, citing Dave |
| Most prepaid cards | Not supported | SuperMoney, citing Dave |
| Chime | Not verified | No primary source found; check in the app |
| Traditional U.S. banks and credit unions | Generally used for linking | Must show recurring deposits |
What Dave needs from your bank
- A U.S. account Dave can connect to, ideally the one that receives your paycheck
- At least three recurring deposits, according to Dave
- An ExtraCash account and a Dave Checking account, which you open inside Dave
Connected account rules that matter
- Settlement comes from your connected account. On the settlement date, Dave pulls the balance from the bank you connected.
- Don't switch accounts mid-advance. Dave asks you not to disconnect or change the connected account between taking ExtraCash and the settlement date.
- Eligibility follows your data. Dave refreshes eligibility daily at midnight, so linking the account with your real paycheck matters.
Dave Checking vs your own bank
ExtraCash sent to Dave Checking arrives instantly at no extra cost and can be spent with the Dave Debit Mastercard. Sending it to an external debit card costs 1.5%. Dave Checking is required to use ExtraCash either way, but you don't have to move your paycheck there. Fee details: Dave fees in 2026.
What counts as recurring deposits for Dave?
Dave says it looks at income history, spending patterns and at least three recurring deposits in the linked account. Practically, that means deposits that arrive on a regular schedule, like a paycheck, rather than one-off transfers. If your income lands in Cash App or PayPal, which Dave doesn't support, Dave can't see it, which is a common reason for a $0 ExtraCash amount.
If you use Cash App or Chime
- Cash App or PayPal: Dave won't link them, so consider moving direct deposit to a supported checking account, or compare apps like Dave with different requirements.
- Chime: try linking in the Dave app; if it doesn't work, Chime MyPay is built for Chime customers and caps its instant fee at $5.
If your bank won't link
- Try the account where your direct deposit actually lands.
- Dave's help center says connecting another bank account triggers a re-evaluation of eligibility.
- If you bank with Chime, Chime MyPay may be a simpler option.
- Other apps support different banks; compare apps like Dave.
Frequently asked questions
Does Dave work with Cash App?
No. SuperMoney reports Dave says it does not support Cash App.
Does Dave work with Chime?
We couldn't confirm this from a primary source. Try linking in the Dave app, or consider Chime MyPay if you bank with Chime.
Can I use a prepaid card with Dave?
Most prepaid cards aren't supported, according to SuperMoney's summary of Dave's policy.
What banks does Dave work with?
Dave links to regular U.S. checking accounts that show recurring deposits. It doesn't support Cash App, PayPal, Credit Karma or most prepaid cards.
Can I change my linked bank on Dave?
Not while you have ExtraCash outstanding: Dave asks you not to disconnect or change it before the settlement date.
Need more than a cash advance?
Compare short-term loan offers from lenders in our partner network. Checking offers is free; we are not a lender and Dave is not part of this network.
Keep reading
Not eligible for Dave ExtraCash?
Common reasons a limit drops to $0 and what you can actually change.
Dave vs Chime MyPay
Two $500-max products with very different fee math.
Apps like Dave (2026)
EarnIn, Brigit, MoneyLion, Chime MyPay and Klover compared on cost.
How Dave ExtraCash works
Accounts, settlement dates, transfers and repayment, step by step.
Sources
Checked November 12, 2026. Figures change; confirm in the provider's app.